Debt

Dealing with debt
Debts can easily get out of control. Steps you can take to manage debt problems.

Money Advice and Budgeting Service
The Money Advice and Budgeting Service is a free, confidential service for people in Ireland with debt and money management problems.

Using the MABS Service
The Money Advice and Budgeting Service helps people to deal with debt problems. Find out how this free and confidential service works.

Specific debts: electricity, gas, tax, waste charges, TV licence and others
A guide to the rules and practices around specific debts.

Debt collection
Describes the rules for debt collection agencies operating in Ireland.

Court proceedings for recovering debts
A description of how debts are recovered through the Courts system.

Enforcement of judgments
Describes how court judgments are enforced in Ireland.

Credit ratings
Describes how credit ratings work and how credit reference agencies are regulated.

Glossary of debt terms
Explains some of the commonly used words and terms in the debt area.

Overview of mortgage debt
Information for people facing mortgage arrears.
This document is in: Housing > Owning a home > Mortgage arrears

Home repossession
If you are unable to pay your mortgage and have exhausted all other options, your home may be repossessed. Find out how this works.
This document is in: Housing > Losing your home

What is bankruptcy
Describes how bankruptcy works in Ireland.

What happens to debts after death?
Explains what happens to debts after a debtor has died.

Responses to mortgage arrears and personal debt
Developments and proposals in the area of mortgage arrears and personal debt.
This document is in: Housing > Owning a home > Mortgage arrears