Buying a home

Overview Document This document looks at what you need to consider before buying a property and the processes involved.

Stamp duty on property
Stamp duty is paid on the transfer of property

Property deeds
Each time the ownership of a property changes, a new deed of title is drawn up to record the change. The Property Registration Authority is responsible for 2 systems for recording property transactions.

Property rights of cohabiting couples
This page explains the property rights of cohabiting couples, for example, in relation to buying a home together, making a cohabitation agreement, applying for local authority housing, and getting legal advice.
This document is in: Cohabiting couples

Insurance protection on mortgages
Brief description of 2 different types of insurance that you can take out in respect of a mortgage.

Costs of buying a home
As well as mortgage payments, the other costs involved in buying a home can be significant.

Moving to a new home
A summary of steps to take when moving house, including transferring utilities, redirecting post and notifying schools.

Mortgage interest relief
Mortgage interest relief ended on 1 January 2021. This page describes how mortgage interest relief worked when it was available.

Regulation of estate agents, auctioneers and management agents
The Property Services Regulatory Authority (PSRA) is responsible for licensing and regulating property services providers in Ireland. This document described their licencing and other functions