How social welfare payments are paid
If you live in Ireland and are getting a social welfare payment, you can request the method by which you are paid. Decisions on the choice of payment method are administrative within the Department of Social Protection (DSP).
There are 4 different methods of payment:
- By Electronic Funds Transfer (EFT): your social welfare payment is paid directly into your personal account at a bank, building society or at certain credit unions. You can use form DIR PMT1 to apply for EFT payment. DSP will decide if you can be paid by EFT.
- By Electronic Information Transfer (EIT): your social welfare payment is sent directly to your local post office where it must be collected in person. You will need a Public Services Card or Social Services Card (SSC) for identification (ID) to collect your payment. If using an SSC, you will also require photo ID.
- By cash in your local post office: you will need a Public Services Card or Social Services Card for identification to collect cash payments at your local post office. If using an SSC, you will also require photo ID.
- By cheque: your social welfare payment cheque can be cashed in your local post office or lodged to an account in a financial institution.
Social welfare payments are no longer paid using a book of payable orders that you can cash at your local post office.