Help with buying a home

Shared Ownership Scheme
This scheme enabled low-income purchasers to buy a proportion of a home to begin with, increasing in steps until the whole house was owned. It has now been stood down.

Affordable housing schemes
The affordable housing schemes have been stood down. They helped eligible first-time buyers to buy homes at below their market price.

Low cost housing sites
Local authorities may provide housing sites at low cost to help people in housing need to provide their own housing.

Local authority mortgages
Local authorities can provide mortgages to people who cannot get a loan from a building society or bank.

Mortgage Allowance Scheme
An allowance of €11,450 is payable over 5 years to local authority tenants or tenant purchasers or some housing association tenants who take out a mortgage to buy or build a house.

Paying for a home in Ireland
Loans for buying a home in Ireland are available from building societies, banks, and local authorities. There are different kinds of mortgages, and tax relief is available on interest payments.

Home Choice Loan
A mortgage for first-time buyers who cannot get a mortgage or sufficient finance from a bank or a building society.