Help with buying a home

Shared Ownership Scheme
This scheme allows a home purchaser in Ireland to buy a proportion of a home to begin with, increasing the proportion in steps until the whole house is owned. While you are buying a proportion, you share ownership with the local authority.

Affordable housing
Affordable Housing helps lower income households in Ireland buy their own home. Local authorities provide houses to be sold at lower than the current market price to eligible first time buyers on low incomes.

Low cost housing sites
Local authorities may provide housing sites at low cost to help people in housing need to provide their own housing.

Local authority mortgages
Local authorities can provide mortgages to people who cannot get a loan from a building society or bank.

Mortgage Allowance Scheme
An allowance of €11,450 is payable over 5 years to local authority tenants or tenant purchasers or some housing association tenants who take out a mortgage to buy or build a house.

Paying for a home in Ireland
Loans for buying a home in Ireland are available from building societies, banks, and local authorities. There are different kinds of mortgages, and tax relief is available on interest payments.

Home Choice Loan
A mortgage for first-time buyers who cannot get a mortgage or sufficient finance from a bank or a building society.