Buying a home
This document looks at what you need to consider before buying a property and the processes involved.
Mortgage interest relief
Tax relief on mortgage interest payments is no longer available for new purchasers. It was due to be abolished at the end of 2017. Following Budget 2018, it is being continued on a tapered basis for people who were eligible in 2017.
Stamp duty on property
Stamp duty is payable on the transfer of property. Budget 2018 changed the rules on stamp duty.
Each time the ownership of a property changes, a new deed of title is drawn up to record the change. The Property Registration Authority is responsible for 2 systems for recording property transactions.
Property rights of cohabiting couples
Property rights of cohabiting couples relating to buying a home, private rented accommodation, local authority housing, and the Family Home Protection Act.
This document is in: Family and Relationships Cohabiting couples
Insurance protection on mortgages
Brief description of 2 different types of insurance that you can take out in respect of a mortgage.
Costs of buying a home
As well as mortgage payments, the other costs involved in buying a home can be significant.
Moving to a new home
A summary of steps to take when moving house, including transferring utilities, redirecting post and notifying schools.