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Buying a home

Overview Document Steps involved in buying a home This document looks at what you need to consider before buying a property and the processes involved.

Mortgage interest relief
Tax relief on mortgage interest payments is no longer available for new purchasers since 31 December 2012.

Stamp duty on property
Stamp duty is payable on the transfer of property.

Property deeds
Each time the ownership of a property changes, a new deed of title is drawn up to record the change. The Property Registration Authority is responsible for 2 systems for recording property transactions.

Property rights of cohabiting couples
Property rights of cohabiting couples relating to buying a home, private rented accommodation, local authority housing, and the Family Home Protection Act.
This document is in: Family and Relationships > Cohabiting couples

Insurance protection on mortgages
Brief description of 2 different types of insurance that you can take out in respect of a mortgage.

Costs of buying a home
As well as mortgage payments, the other costs involved in buying a home can be significant.

Moving to a new home
A summary of steps to take when moving house, including transferring utilities, redirecting post and notifying schools.

Language

Gaeilge

Contact Us

If you have a question relating to this topic you can contact the Citizens Information Phone Service on 0761 07 4000 (Monday to Friday, 9am to 8pm) or you can visit your local Citizens Information Centre.