Buying a home

Steps involved buying a home Buying a home is one of the biggest decisions you will make. Here we look at what you need to consider before buying a property and the process involved.

Costs of buying a home in Ireland
As well as mortgage payments, there are other costs involved in buying a house which can be significant.

Stamp duty on property
Stamp duty in Ireland is a tax that is payable on the transfer of property. This affects new or second-hand houses, apartments, land and housing sites. Rates payable and various categories.

Property deeds in Ireland
Each time the ownership of a property changes (if the property is sold, if it is transferred to someone else or if it is inherited), a new deed of title is drawn up to record the change. The Property Registration Authority is responsible for the two systems for recording transactions relating to property in Ireland. Find out more here.

Mortgage interest relief
Find out how to apply for mortgage interest relief in Ireland and the arrangements for granting tax relief at source.

Mortgage Protection
This gives information about Mortgage protection policies.It also covers Mortgage Interest Relief (Tax) and outlines the Mortgage Supplements payable from the Health Services Executive (HSE) Area in cases of hardship.

Moving to a new home
Moving house can be a stressful, demanding time. Here is a summary of the various things associated with moving house, including notifying service providers, organising utilites, re-directing post and notifying schools.

Property rights of unmarried couples Property rights of unmarried couples in Ireland, relating to buying a home, private rented accommodation, local authority housing, and the Family Home Protection Act.
This document is in: Home > Birth, Family and Relationships > Unmarried couples